*{margin:0; padding:0;}
img, a img{border:0 none;}
a, a:visited, a:hover{text-decoration:none; color:#3596E6}

body{font-family:"Trebuchet MS",verdana,arial,sans-serif; font-size:12px; color:#333333;  }

div#topb{height:7px !important; background:#000000 url(../img/topb.gif) center top repeat-x; overflow:hidden; z-index:0;}
div#headerbg{height:50px; margin-bottom:10px;}
div#header {height:50px; width: 960px; margin:0 auto; text-align:left; }
div#header a{color:#fff; font-size:14px; display:block; width:80px; float:right; text-align:center; padding-top:12px; margin-top:0px; height:28px; cursor:hand; cursor:pointer; background-image: url(../img/bg_50_3.png); }
div#header a:visited{color:#fff; }
div#header a:hover{color:#94E7FE; background-image:none; background-color:#000; }
div#header a.how{width:196px; margin-left:1px;}
div#header a.pick{width:136px; margin-left:1px;}
div#header a.acc{width:120px; margin-left:1px;}
a#active, a#active:visited, a#active:hover{color:#ccc; background-image:none; background-color:#333}
div#header a.logo, div#header a.logo:visited{display:block; height:43px; width:230px; background-color:#3BA7FB; float:left; margin:-2px 0 0 0; padding:0; z-index:100}
div#header a.logo:hover{margin:-5px 0 0 0;}


div#submenu{width: 940px; margin:0 auto;}
div#submenu p{ padding:8px; text-align:center}

div#bodyp { width: 960px; height:620px; margin:0 auto; text-align:center; background-image: url(../img/bg_50_2.png);}
div#pad { width:940px; height:600px; margin:0 10px 0 10px; padding-top:10px}

div#bodyptxt { width: 940px; margin:0 auto; text-align:center; background-image: url(../img/bg_50_2.png); padding:10px; }
div#padtxt { width:920px; text-align: left; padding:10px; line-height:150%; background-color:#FFFFFF; }
div#padtxt h3{font-size:18px; color: #17B9EE; margin:10px 0 10px 0;}
div#padtxt h4{font-size:15px; color: #000; margin-top:24px; font-weight:bold; }
div#padtxt p{ margin:10px 0 10px 0; line-height:150%;}
div#padtxt  u{display:block;}

div#footer { width: 960px; margin:0 auto; text-align: left; font-size:11px; color:#999999; background-image: url(../img/bg_50_3.png); }
div#footer p{ padding:14px 0 18px 30px;}
div#footer a, div#footer a:visited{ color:#999; padding:0 3px 0 3px;}
div#footer a:hover{ color:#94E7FE; padding:0 3px 0 3px; }

.sym{ width:50px; height:61px; background:#FFF url(../img/sym_bg.gif) left top;}
.divhr{clear:both; height:1px; border-top:1px solid #DDD; overflow:hidden}